Due to a worse than expected report on retail sales, U.S. stocks opened lower, on Wednesday, as investors wrestled with new doubts about the health of our economy.  The Dow Jones Industrial Average was down early and the Nasdaq Composite was down 1.6%. With the exception of health care, all major industries...

Whether it is going to happy hour with friends, sharing a bottle of wine at dinner, or downing a couple beers while watching a favorite team, alcohol plays a significant role in the lives of many Americans. In fact, it’s reported that 64% of Americans drink alcohol regularly. Apart from alcohol...

“What are the personal and financial assets that I need to protect?” “If I were to suddenly pass away, how much money would the people that depend on me need to maintain the same lifestyle?” Your responsibilities are always changing and your response to the above questions are...

We hear and read about it in the news every day: Rising interest rates are punishing home owners that participated in the adjustable-rate home loan phenomenon over the past half-decade. According to a study performed by USAToday, almost 25% of mortgages (10 million) carry adjustable interest rates. Today,...